Savings Accounts

DN Community Federal Credit Union has several types of Savings Accounts to help you reach your short-term and long-term saving goals.

Share Savings Accounts

DN Community Federal Credit Union's Share Savings Account is a basic savings account that offers better-than-average-dividends. A Share Savings Account establishes your credit union membership. You must maintain a minimum balance of $5.00 for active membership.

Features and Benefits
  • No Monthly Service Fees
  • Unlimited Deposits
  • No Withdrawal Fees
  • ATM Access
  • Direct Deposit Available
  • Average Monthly Balance to Earn Dividends: $250
  • Quarterly Statement of Account Activity
Open a New Share Savings Account Online

Begin your membership with DN Community Federal Credit Union; by just opening a new Share Savings Account. Download the form below then forward your opening deposit and the completed Account Card to the credit union.

New Account Card

Share Certificates

A Share Certificate (sometimes called Certificate of Deposit or CD) allows you to earn higher dividends by saving a lump sum for a fixed time period.

Features and Benefits:
  • Low minimum deposit of $1,000
  • Various terms with corresponding dividend yields
  • Ability to withdraw your deposit before the end of the term, subject to an early withdrawal fee and possible forfeiture of dividends earned
  • Easy roll-over into another high-yield certificate, or option to withdraw the deposit without penalty when term period ends

Individual Retirement Accounts (IRAs)

Holiday Club Accounts

This is a great way to save throughout the year for your holiday shopping expenses. You can open the account anytime during the year and arrange for payroll deduction or simply deposit funds whenever you want.
Funds are transferred into your Savings or Checking Account on October 15th, and your account remains open for the next holiday season. Holiday Club accounts earn a higher dividend than our regular savings account.

Kids Club Accounts

The Dollar Dog Kid's Club is a great way to help kids learn about the importance of saving, earning, and even investing money. Kids will learn the basics of healthy saving and spending habits, and have some fun too.

When they join, children receive an Official Club Membership Card, a Savings Passbook, and all kinds of Dollar Dog Stuff. There will be special events and contests at the credit union, and Dollar Dog's Clubhouse is always open for learning, fun, and games.

There are many perks to having a Kid's Club account at DN Community FCU including our popular Dollar Dog program. When you or your child deposits $10 or more into their account, we will give them one Dollar Dog up to 5 per month. Collect 10 or more and you may redeem them for gift cards or cash deposited directly into your child's account!

Opening a Dollar Dog Kid's Club account at DN Community FCU is fast and easy. Each account requires a custodian who is an eligible member. If you're interested in opening a Kid's Club account, all you need is valid ID and a copy of the child's social security card to get started.

Want to help your child save but don't want all the hassel? Ask us how we can set up automatic deposits into a Kids Club account on your pay schedule.

Children through age 12 are eligible for the Dollar Dog Kid's Club.

New Minor Account Card

Teen Club

Members ages 13-17 benefit from the personalized attention DFCU offers the teen club members. We offer solutions for teens looking to open their first checking to purchasing their first car.

Teen Club accounts qualify for our Summer Match Promotion. During the months of June, July and August we will match $10 deposited into their account, up to $10 a month. It is a great opportunity to teach your teen the benefits of saving.

New Minor Account Card

Savings Calculators

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