Kasasa Cash® Free Checking

Earn really high dividends on your balance, plus refunds on ATM withdrawal fees, nationwide!*


  • Free checking that pays high dividends
  • 3.00% APY* on balances up to $10,000
  • 3.00% to 0.45% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking
  • Optional Debit MasterCard®
  • No minimum deposit to open
  • Automatic rewards qualification on first cycle

Qualifying Is Easy

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • Be enrolled in, and log into online banking and agree to receive e-statements.

And that's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate and can get right back to earning your full rewards the very next month!

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Monthly Qualification Cycle dates are listed at the end of this disclosure.
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